Disclaimer

Please read these general terms and conditions ( the “Terms & Conditions”) for use of this website carefully.

BY ACCESSING, VISITING OR USING THIS WEBSITE, YOU, PERSONALLY AND ON BEHALF OF THE LEGAL ENTITY OF WHICH YOU ARE A REPRESENTATIVE, AN AGENT OR AN EMPLOYEE WHEN ACTING IN SUCH CAPACITY, AGREE TO BE BOUND BY THE FOLLOWING TERMS AND CONDITIONS. THESE TERMS AND CONDITIONS ARE SUBJECT TO CHANGE. IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS, PLEASE DO NOT ACCESS, VISIT NOR MAKE ANY USE OF THIS WEBSITE OR OF THE INFORMATION INCLUDED THEREIN.

1. Definition and general access rules

The “Website” means this website as published by BNP Paribas Fortis Funding (“BP2F”) and/or BP2F affiliated entities, i.e. entities controlled, directly or indirectly, by BP2F and all information and materials contained on the Website.

Certain sections or pages of the Website contain separate and/or additional terms and conditions, which are in addition to the present Terms and Conditions. In the event of a conflict, separate and / or additional terms and conditions will prevail over the present Terms and Conditions for those sections or pages.

This Website also contains links to websites published by third parties. Links to this Website may also be included on third–party websites. BP2F has not reviewed these and declines any liability for any information or materials posted on any of the sites linked to this Website. By creating a link to a third–party website or by tolerating that a third–party website includes a link to this Website, BP2F does not endorse or recommend any products or services offered on that third–party website. Neither does BP2F express any implied or explicit appreciation as to the accuracy and / or reliability of the information to be found, directly or indirectly, on any third–party websites or as to the reliability and/or honorableness of any third parties.

The contents of the Website are subject to change. Not all products and services are available in all geographic areas. Your eligibility to receive any product or service may be subject to approval by BP2F or its relevant subsidiary or affiliate.

Unless otherwise expressly provided, information on this Website does not constitute an offer or solicitation to conduct investment business in any jurisdiction. Persons accessing, visiting or using this Website must satisfy themselves that the laws of their own country allow them to access the information or must refrain from accessing, visiting and/or using the Website accordingly.

2. Publisher

The publisher of this Website is BNP Paribas Fortis Funding.

19, Eugène Ruppert

L-2553 Luxembourg, Grand-Duchy of Luxembourg

3. Website content and materials

The information and material on this Website are provided for your convenience, are to be used for informational purposes only and do not constitute an offer regarding any financial, banking, insurance or other product or service. The information and material presented on this Website do not constitute an offer to sell or solicitation of an offer to buy financial instruments. An exception is made for an offer to sell or the solicitation of an offer to buy a financial instrument presented on the Website where such offer or solicitation is limited to those jurisdictions where the offer or solicitation is explicitly made upon an approved prospectus or benefits from a prospectus exemption. Therefore, offers to sell or solicitations of offers to buy shall not be taken into consideration by persons visiting, accessing or using the Website from outside the geographical area within which the offer or solicitation is lawfully made in accordance with the local laws and regulations. Persons visiting, accessing or using the Website are required to inform themselves about any such restrictions, as well as about the conditions of on-selling such financial instruments. Offers are limited to the countries or jurisdictions expressly mentioned therein and persons from any other country or jurisdiction shall refrain from taking such offer into consideration. You acknowledge that the documents that are published on the Website in this respect do not purport to contain all of the information that an interested party may desire. In all cases, you should conduct your own investigation and analysis of the financial instruments described in these documents and of the data set forth in them.

The information and materials contained on this Website are not intended to provide any advice including but without limitation financial, tax, accounting or legal advice.

BP2F will make reasonable endeavors to check and update the information and materials contained on this Website and to assess the reliability and honorableness of their sources. Consequently this information and materials posted on the Website are subject to change. Nevertheless, BP2F does not guarantee the accuracy, adequacy, completeness, timeliness or fitness for any specific purpose of the information and materials included or referred to in this Website or the reliability and honorableness of their sources. BP2F, its parent companies, subsidiaries, affiliated entities, directors, employees and agents shall not have any liability, on whatever basis, contractual or not, for any direct or indirect damages you may incur arising from the access to, visit or use of the Website, except in case of willful misconduct or gross negligence on their part.

4. Intellectual property rights

The information and material on this Website are protected by intellectual property rights, including but not limited to copyright, know-how, business names, trademarks, patents and design rights which are owned by BP2F, or third parties. The information and material on this Website may be displayed and printed exclusively for your personal, non-commercial use, provided that you retain all copyright and other proprietary notices contained in or on or relating to such information and material. You shall not otherwise distribute, modify, transmit, reproduce, re-use, re-post or sell any information or material contained in this Website, in any form, and by any means, without the express prior written consent of BP2F. See also paragraph 7 (Governing Law and Jurisdiction) of the present Terms & Conditions.

5. Privacy

BP2F is the controller of personal data collected trough this Website.

As visitor or user of this Website, you agree with the registration and processing by BP2F of personal data relating to you for the following purposes: management of BP2F's clientele, including prospective clients, administration of contractual relationship, prevention of irregularities, establishment of statistics and tests, monitoring of the quality of the service, commercial prospection, or direct marketing of financial, banking and/or insurance products and services as well as other products or services which are promoted by BP2F or its affiliated entities.

You agree that this data may be communicated to any of BP2F's affiliates for the same purposes or to other persons for compliance with any legal obligation or in case of any legitimate interest. You also agree to such communications when the recipient party is located outside the European Union, whether or not an adequate level of protection is ensured for personal data in the country of reception.

Within BP2F access to your personal data collected through this Website is restricted to persons who need the data in pursuance of their duties.

You are entitled to request, in writing to the address given above or via the Website and free of charge, that BP2F and its Affiliated Entities stop using your personal data collected through this Website for direct marketing purposes.

You can contact us at the address given above to access your personal data and to ask for any changes to be made which are necessary to correct or keep the data up to date.

See also paragraph 7 (Governing Law and Jurisdiction) of the present Terms and Conditions.

Cookies may be used on the Website in order to enhance the service provided to you. Cookies are small text files that are copied onto your hard disk. BP2F may use cookies to facilitate navigation on the Website and to personalise the Service offered to you. You can configure your Internet browser in order to be informed of each cookie sent or to reject cookies systematically by adjusting your browser settings. You acknowledge that efficient navigation on the Website is likely to be compromised, should cookies be refused.

6. Confidentiality

Any information or material sent to BP2F through this Website will be handled in a manner consistent with legal and regulatory requirements.

7. Governing Law and Jurisdiction

Your access to, visit of and use of the Website, and the present Terms and Conditions are governed by and shall be construed in accordance with Luxemburg law. The Courts of  Luxembourg shall have exclusive jurisdiction over any dispute relating thereto, without prejudice to BP2F making choice of any other court having jurisdiction on such a dispute under any applicable law.

8. Severability and Changes

In the event any of the terms or provisions of these Terms and Conditions would be held to be unenforceable, the remaining terms and provisions shall be unimpaired and the unenforceable term or provision shall be replaced by such enforceable term or provision as comes closest to the intention underlying the unenforceable term or provision. This Agreement shall be subject to any other agreements you have entered or may enter into with BP2F or any of its affiliated entities.

BP2F may modify these Terms and Conditions at any time, with immediate effect and without prior notice.